Funding guide
Use this guide to understand what a funding partner is likely to review, what documents to prepare, and how to evaluate speed against cost and repayment fit.
Underwriters and funding partners review whether proceeds are intended for inventory, payroll, equipment, expansion, receivables timing, debt consolidation, or emergency repairs. A clear use of funds helps match the request to the right product.
Most prequalification reviews begin with legal business details, EIN, owner identity information, full SSN with authorization, owner mobile phone, requested amount, revenue context, and the last three complete business bank statements.
Revenue consistency, time in business, bank activity, industry risk, existing advances, credit profile, cash-flow capacity, and documentation quality can all affect eligible offers, cost, and speed.
Review total payback, payment frequency, estimated term, collateral or guaranty requirements, renewal expectations, fees, and conditions before signing. Fast funding is only useful if repayment fits the business.
